Find out when your Upwork earnings become available, how to set up and manage withdrawal methods, and troubleshoot common payment issues.
To access your earnings, first you'll need to enter your tax information, then add a withdrawal method.
\nIt depends on the contract type and payout process. Here's a quick look:
\nWant a quick walkthrough? Watch how different contract types payout:
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Available options may vary and change over time. You'll see your choices when you add a withdrawal method, but they may include:
Some banks or vendors may charge fees on their end, and processing time varies by method, so it's worth comparing local options.
\nImportant: The beneficiary name on your withdrawal accounts must match your verified name on Upwork (including middle names, additional family names, or special characters).
\nExceptions may be considered for common name variations (like Robert vs. Bob) and for transgender users — but keep in mind that your bank or provider still might reject a mismatch.
\nIf your withdrawal method is flagged for a name mismatch:
\nOnce you enter your tax information, you can set up your withdrawal method:
Once you've entered your info:
\nNote: You can add multiple withdrawal methods — consider adding a backup just in case. Then if your primary method isn't available, you'll still be able to access your funds.
It's an optional setting that sends money to your preferred withdrawal method automatically on a schedule you set. You can still manually withdraw available funds at any time.
\nLearn more about setting up an automatic withdrawal schedule.
It's an optional way to hold some of your earnings on Upwork — to use for things like Connects or your membership. You can withdraw these funds manually, but they won't be released with automatic withdrawals.
\nLearn more about how reserve balances work and how to set one up.
To protect your account security, you can't edit:
\nIf these change, you'll need to add a new withdrawal method, which will go through a three-day security hold. Remember to remove the old one.
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First, make sure you've entered your tax info and set up a withdrawal method — this is where your payments will be sent.
\nThen, to withdraw your earnings:
You can also select Withdraw now by going to:
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You can check the status of your earnings on your transactions page:
To see a more detailed breakdown of when funds are expected to be available or arrive, select a contract.
No — once a withdrawal is started, it can't be canceled or reversed.
\nIf your funds were sent to an invalid or closed account, they'll usually bounce back to your Upwork account within four to eight business days. If they don't, check in with Upwork.
\nImportant: See a withdrawal you didn't make? Report it right away.
For troubleshooting tips for non-received or returned withdrawals, go here.