Upwork accepts the following billing methods to pay for memberships:

Credit or Debit Card

  • Visa, MasterCard, Discover, or American Express.
  • Credit, debit, and Payoneer cards are all acceptable, as long as they have a sufficient available balance.


  • A Verified, active PayPal account in good standing. PayPal student accounts are not eligible. The PayPal verification process varies somewhat from country to country. Learn more.
  • Because PayPal as a billing method isn't available to all freelancers, the option to use PayPal will only appear in the Add Method form if it is available to you.

You will add your billing method the first time you upgrade to a Plus plan. To do so, or to add another billing method later:

  1. Go to Settings > Billing Methods
  2. Click the Add Method button.
  3. Enter your billing information.

You can only have one billing method in use at a time. But you can add multiple billing methods to your account and switch between them as needed. To change which billing method is primary (in use):

  1. Go to Settings > Billing Methods
  2. Click the Make Primary link.

To remove a billing method:

  1. Go to Settings > Billing Methods
  2. Click the Remove option from the options (...) menu.

You can remove billing methods at any time. However, to avoid interruption to your Plus plan, you must have at least one billing method available.

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