Payment Methods Options

Upwork allows you to choose the best payment method for you. Upwork supports these payment methods and you should research them to find out what is best for you:

We suggest that you set up a second payment method as a backup, just in case your first one isn’t available for some reason. You can add as many as you want and make changes as needed.

Most freelancers choose the following payment methods:

  • United States: ACH (it’s usually free!)
  • Australia, Bangladesh, Canada, Colombia, Eurozone/SEPA, India, Indonesia, Kenya, Pakistan, and Philippines: Local Funds Transfer
  • Other Countries: Usually PayPal (if it’s available), U.S. Dollar Wire Transfer (for large transfers to cooperative banks), or Payoneer (if you don’t have a bank account and it’s available).

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