Upwork allows you to choose the best payment method for you. Upwork supports these payment methods and you should research them to find out what is best for you:
For security reasons, your new payment method will become active in three days. We suggest that you set up a second payment method as a backup, just in case your first one isn't available for some reason. You can add as many as you want and make changes as needed.
In countries where Direct to Local Bank is offered as a payment method, we recommend you use it.