When it comes to getting paid, speed, security, and convenience are all important for you. That’s why we offer Direct to U.S. Bank payments through ACH for eligible clients and freelancers. ACH stands for Automated Clearing House, a network for electronic financial transactions that allows for transfers to any U.S. bank account.
Direct to U.S. Bank allows you to transfer your earnings on Upwork electronically to any U.S. bank account that is eligible to receive ACH transfers. We don't charge fees for these transfers, and most banks don’t either (please check yours, to be sure).
To add a U.S. bank account (payment method)
- Go to Settings › Get Paid
- Choose Add Method
- Select the Set Up button for your chosen method
- Enter your bank account details
- Choose a payment schedule and select Next
To protect your security, your new payment method will become active three days after you confirm the account.
It's important to enter your bank information correctly to make sure you get paid. Any errors could result in a failed transfer or delay.
When adding your bank information, the beneficiary name on your bank account must match your verified name on Upwork. Exceptions may be made for transgender users and common name changes, (i.e. Robert to Bob). If your payment method was flagged for a name mismatch, please contact our support team to resolve the issue or add a new payment method.
For more details about Direct to U.S. Bank, go here.
Frequently Asked Questions
- Go to Settings › Get Paid
- Under Payment Methods, find the one you want to edit
- Choose Edit from the (...) options menu
- Edit your information and select Save Changes
Email addresses, bank account numbers, and bank codes can't be edited. You must add a new payment method if these change. Don't forget to remove the old payment method at that time, too.
