To make paying your freelancers as easy as possible, Upwork accepts multiple billing methods. Currently, they are:

You can designate a primary billing method and keep other billing methods on file as backups. You can also designate multiple primary billing methods across different teams.

To change, edit, or remove a billing method go to Settings > Billing & Payments. Only an alternative billing method may be removed. To remove a primary billing method, add an alternative billing method, then set it as your primary billing method.

Note

Your credit card number or PayPal account cannot be edited. To update these, add them as a new billing method.

To set a primary billing method

  • Go to Settings > Billing & Payments
  • Select Set as primary on your preferred billing method

To edit a billing method

  1. Go to Settings > Billing & Payments
  2. Select Edit
  3. Enter the updated details, then select Save Changes

To remove a billing method

Only an alternative billing method may be removed. To remove a primary billing method, add an alternative billing method, then set it as your primary billing method.

Note:

If your primary billing method is a bank account, you may need to keep at least one additional, active billing method on file. This makes sure your work won’t be interrupted.

  1. Go to Settings > Billing & Payments
  2. Select Remove

Frequently Asked Questions

Do I need to add more than one billing method?

Not always, but you may need an additional billing method (PayPal or a payment card) if you use your bank account as your primary billing method.

Adding more than one billing method may help avoid account disruption in case a transaction fails or your card expires.

Can I remove additional billing methods?

In many cases, you can remove additional billing methods. However, if you have a bank account as your primary billing method, you may need at least one additional billing method in place. In these cases, add another additional billing method before removing the old one.

Do I have to add a backup, additional billing method?

We always recommend having an additional billing method in case of card expirations or other payment issues. When payment issues happen, your account is at risk of suspension.

You may be required to have an additional billing method on file if you use your bank account as your primary billing method.

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