Add a Credit Card or Prepaid Card

To help make payments convenient for you, we accept Visa, Discover, Diners Club, Diners Club International, Mastercard, and American Express. We also accept prepaid cards.

Add a credit card

1. Go to Settings > Billing & Payments
2. Choose the Add a New Billing Method button
3. Enter your Credit or Debit card details and choose Continue
4. Enter your billing address details and choose Save

Using a Visa Card for International Transactions

To give you options, we accept Visa credit cards for both U.S. and international accounts. However, these two types of charges may display differently in your bill.

All U.S. clients who are paying U.S. freelancers with a Visa card will see the payment appear on your statement as usual. If you are a U.S. client who is also paying an international freelancer (outside of the U.S.), your payment will process separately. You'll see both payments listed on your bill, instead of one. 

Prepaid Card Transaction Amount Limits

With the implementation of the fifth Anti-Money Laundering Directive (AMLD5) into European Union national legislation, the allowed transaction amounts of anonymous prepaid cards (those in which the identity of the user has not been verified) have been lowered to:

• €50 EUR if you are making an online purchase (such as on Upwork)

As a result, we cannot accept payments made with anonymous prepaid cards that exceed €50 EUR, and any attempts to process them will result in a failed transaction.