Direct to US Bank (ACH) Fees & Timing

Timing

ACH funds will arrive in your bank account in two to five business days. Processing and clearing times vary widely from bank to bank. Bank holidays can also delay your funds.


Fees

Direct to U.S. Bank / ACH direct deposits are available to any freelancer with a U.S. bank account. Direct deposit is usually FREE for all who qualify. Upwork doesn't charge fees for ACH transfers. For information on adding ACH as a payment method, click here.


Restrictions

You must be listed as an account holder or authorized signer on the bank account. If your name on the bank account doesn't match your name on your profile, click here to learn how you can fix it.

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