Knowing when your payment will process is extremely important. If you’re using a bank account to process your funds, holiday bank closures may delay your usual payment processing schedule.

Online Vendors

Holiday schedules should not affect payments from Upwork to vendors such as PayPal, Payoneer, and M-Pesa, unless otherwise noted.

U.S. Bank Holidays in 2023

Notable dates that may affect your payments in 2023 include:

    • New Year’s Day: Sunday, January 1
    • Martin Luther King Day: Monday, January 16
    • President’s Day: Monday, February 20
    • Memorial Day: Monday, May 29
    • Juneteenth National Independence Day: Monday, June 19  
    • Independence Day: Tuesday, July 4
    • Labor Day: Monday, September 4
    • Columbus Day: Monday, October 9
    • Veterans Day: Saturday, November 11
    • Thanksgiving Day: Thursday, November 23
    • Christmas Day: Monday, December 25

For more information about bank holidays in the U.S., try checking the Federal Reserve calendar.

International Bank Holidays

Since Upwork users live in over 180 countries, we ask that you be aware of the bank holidays in your own country. One way to find out if your payments will be affected is to contact your own bank for a list of local holidays that could cause payment delays. You can also try checking online resources such as

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