Bank holidays can delay payments to bank accounts. U.S. holidays like New Year’s Day, Memorial Day, and Christmas may affect processing. Payments to online vendors like PayPal, Payoneer, and M-Pesa typically remain unaffected unless noted. International users should check local bank holidays for possible delays.
U.S. bank holidays in 2026
Notable dates that may affect your payments include:
2026
- New Year's Day: Thursday, January 1
- Martin Luther King Day: Monday, January 19
- President’s Day: Monday, February 16
- Memorial Day: Monday, May 25
- Juneteenth National Independence Day: Friday, June 19
- Independence Day: Saturday, July 4
- Labor Day: Monday, September 7
- Columbus Day: Monday, October 12
- Veterans Day: Wednesday, November 11
- Thanksgiving Day: Thursday, November 26
- Christmas Day: Friday, December 25
For more information about bank holidays in the U.S., try checking the Federal Reserve calendar.
International bank holidays
Since Upwork users live in over 180 countries, we ask that you be aware of the bank holidays in your own country. One way to find out if your payments will be affected is to contact your own bank for a list of local holidays that could cause payment delays. You can also try checking online resources such as timeanddate.com.