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How to withdraw earnings to your U.S. bank on Upwork

Learn how to set up, edit, and use Direct to U.S. Bank transfers on Upwork. 


In this article

Learn more: Using Direct to U.S. Bank: timing and fees explained

 

 

Who can use Direct to U.S. Bank for withdrawals on Upwork?

Only freelancers with a U.S. bank account that accepts ACH (Automated Clearing House) transfers. ACH is a network that allows electronic payments to any eligible U.S. bank account.

 

How do I add a U.S. bank account as a withdrawal method?

 

  1. Go to Account settings (desktop) or Settings (mobile app) > Withdrawals
  2. Under Withdrawal methods, choose Add a method
  3. Select the Set up button next to Direct to U.S. Bank
  4. Enter your bank account details
  5. Choose your payment schedule and select Next

To protect your security, your new withdrawal method will become active three days after you confirm the account.

Make sure your bank details are correct — a mismatch can cause delays or failed transfers. The name on your bank account must match your real, verified name on Upwork. If there’s a mismatch (e.g. Robert vs. Bob), contact support to update your info. Learn more about name mismatches here.

 

How do I edit my Direct to U.S. Bank withdrawal method on Upwork?

  1. Go to Account settings (desktop) or Settings (mobile app) > Withdrawals
  2. Under Withdrawal methods, find the one you want to edit and choose Edit
  3. Edit your information and select Save changes
     

Note: Email addresses, bank account numbers, and bank codes can't be edited. If those have changed, you’ll need to add a new method instead — and remove the old one.

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