To help keep your finances safe and secure, setting up your Direct to Local Bank account on Upwork may require a bank code. Bank codes differ by country — you can find yours in the list below. If you have trouble, you can check with your local bank for the most accurate information.
An ABA routing number is the nine-digit number that the American Banking Association assigns to financial institutions, and they are required for ACH transfers. ACH transfers are only available to freelancers who are U.S. Persons (see here) and whose bank accounts have an ABA routing number. All others must select another payment method.
To find your bank's ABA routing number, look at the bottom of your check for a group of nine digits between two ⑆ characters. It is usually at the bottom left, followed by your account and check numbers. If you aren't sure which number to use, call or visit your bank and ask.
The Código Único de Identificación Tributaria (CUIT) and Código Único de Identificación Laboral (CUIL) are Argentina's tax identification numbers. Both are provided by the government and 11 digits.
A BSB code is the Bank/State/Branch number, and is the popular term for a Bank Identifier Code (BIC) used among banks in Australia to transfer funds. It is a six-digit code identifying your city, bank, and branch. With this simple code, Upwork's bank can route funds to any registered bank in Australia.
Each bank's individual branch has its own BSB code, so it's a good idea to check with your bank to make sure you use the correct code. If you provide us with the BSB code of your bank's head office, your payment will get routed to your branch based on your account number and account holder information. However, this extra step might result in a delay in receiving your funds, so we encourage you to make sure you provide us with your branch's correct BSB code.
You can usually find your bank's BSB code on your monthly or quarterly bank statement. If you're not absolutely sure you have the right code, call your bank to confirm.
The Cadastro de Pessoas Físicas (CPF) is the Brazilian individual taxpayer registry identification number. It has 11 digits and can be found on your CPF card.
You'll also need the branch number of your bank to register for Direct to Local Bank payments. The branch number is 4 or 5 digits with the format 0000 or 0000-0. Please confirm with your bank the correct branch number to use.
|654||BANCO A.J. RENNER S.A.|
|246||BANCO ABC BRASIL S.A.|
|075||BANCO ABN AMRO S.A.|
|121||BANCO AGIBANK S.A.|
|025||Banco Alfa S.A.|
|318||BANCO BMG S.A.|
|237||BANCO BRADESCO S.A.|
|218||BANCO BS2 S.A.|
|208||BANCO BTG PACTUAL S.A.|
|336||Banco C6 S.A.|
|320||BANCO CCB BRASIL S.A.|
|748||BANCO COOPERATIVO SICREDI S.A.|
|003||BANCO DA AMAZONIA S.A.|
|707||BANCO DAYCOVAL S.A.|
|001||BANCO DO BRASIL S.A. - BB|
|047||BANCO DO ESTADO DE SERGIPE S.A. BANESE|
|037||BANCO DO ESTADO DO PARA S.A.|
|041||BANCO DO ESTADO DO RIO GRANDE DO SUL S.A. BANRISUL|
|004||BANCO DO NORDESTE DO BRASIL S.A.|
|653||BANCO INDUSVAL S.A.|
|389||BANCO MERCANTIL DO BRASIL S.A.|
|746||BANCO MODAL S.A.|
|212||Banco Original S.A.|
|422||BANCO SAFRA S.A.|
|033||BANCO SANTANDER S.A.|
|637||BANCO SOFISA S.A.|
|464||Banco Sumitomo Mitsui Brasileiro|
|655||BANCO VOTORANTIM S.A.|
|021||BANESTES S.A. BANCO DO ESTADO DO ESPIRITO SANTO|
|070||BRB - BANCO DE BRASILIA S.A.|
|104||CAIXA ECONOMICA FEDERAL - CEF|
|136||CONFEDERACAO NACIONAL DAS COOPERATIVAS CENTRAIS UNICRED|
|085||COOPERATIVA CENTRAL AILOS|
|403||CORA SOCIEDADE DE CREDITO DIRETO S.A.|
|399||HSBC Bank Brasil - Banco Multiplo|
|341||ITAU UNIBANCO S.A.|
|260||NUBANK - NU PAGAMENTOS S.A.|
|290||Pagseguro Internet S.A.|
|254||PARANA BANCO S.A.|
|197||Stone Payments S.A.|
|084||UNIPRIME - COOPERATIVA DE CREDITO DO NORTE DO PARANA|
A transit number is the Bank Identifier Code (BIC) used among banks in Canada to transfer funds. It is composed of a three-digit financial institution number which identifies your bank and a five-digit transit number that identifies your specific bank branch. With this simple code, Upwork's bank can route funds to any registered bank in Canada.
Regulated by the Canadian Payments Association, Canadian transit numbers for paper transactions like checks appear in this format: XXXXX-YYY. XXXXX is a branch number, and YYY is an institution number.
For Electronic Fund Transactions (EFT), the format includes a leading zero, the institution number, then the branch number all with no hyphens. For example, if a check shows the transit number as XXXXX-YYY, the corresponding EFT code is 0YYYXXXXX.
You can find your financial institution number and transit number on your bank statement or on your checks.
Your CAD bank account number should only include your account number, your bank account number should not include your transit number prefixed. Please contact your bank to confirm your bank account number.
The Rol Único Tributario (RUT) is the national identification number in Chile. It is typically 7-8 digits + 1 character numeric or alphanumeric (format: x.xxx.xxx-z or xx.xxx.xxx-z, dots and dash are optional). You can find this number on your driver's license or other official identification card. Your number is required to set up Direct to Local Bank transfers to Chile.
An IFSC is an Indian Financial System Code and it is the popular term for a Bank Identifier Code (BIC) used among banks in India to transfer funds. It is an 11-digit code identifying your country, city, bank, and branch. With this simple code, Upwork's bank can route funds to any registered bank in India. Your bank's IFSC is typically found on your checkbook, or through the RBI website.
Each bank's individual branch has its own IFSC, so check with your bank to make sure you use the correct code. If you provide us with the IFSC of your bank's head office, your payment will get routed from it to your branch based on your account number and account holder information. However, this extra step might result in a delay in receiving your funds, so we encourage you to make sure you provide us with your correct branch IFSC.
|Bank||SWIFT/RTGS||Bank Code||Branch Code|
|BANK ACEH SYARIAH||SYACIDJ1||116||9924|
|BANK AMAR INDONESIA||LOMAIDJ1||531||12|
|BANK ANTAR DAERAH||ANTDIDJD||88||13|
|BANK ANZ INDONESIA||ANZBIDJX||61||306|
|BANK ARTHA GRAHA INT||ARTGIDJA||37||28|
|BANK ARTOS INDONESIA||ATOSIDJ1||542||12|
|BANK BISNIS INTERNATIONAL||BUSTIDJ1||459||11|
|BANK BNP PARIBAS||BNPAIDJA||57||307|
|BANK BTPN SYARIAH||PUBAIDJ1||547||17|
|BANK BUMI ARTA||BBAIIDJA||76||10|
|BANK CAPITAL INDONESIA||BCIAIDJA||54||308|
|BANK CENTRAL ASIA||CENAIDJA||14||12|
|BANK CENTRATAMA NASIONAL||CNBAIDJ1||559||10|
|BANK CIMB NIAGA||BNIAIDJA||22||26|
|BANK CIMB NIAGA SYARIAH||SYNAIDJ1||22||9920|
|BANK CTBC INDONESIA||CTCBIDJA||949||307|
|BANK DANAMON UU SYARIAH||SYBDIDJ1||11||9920|
|BANK DBS INDONESIA||DBSBIDJA||46||307|
|BANK DKI UU SYARIAH||SYDKIDJ1||111||9916|
|BANK HSBC INDONESIA||HSBCIDJA||87||10|
|BANK INA PERDANA||INPBIDJ1||513||14|
|BANK INDEX SELINDO||BIDXIDJA||555||18|
|BANK JABAR BANTEN SYARIAH||SYJBIDJ1||425||18|
|BANK JASA JAKARTA||JSABIDJ1||472||14|
|BANK JATENG UU SYARIAH||SYJGIDJ1||113||9925|
|BANK JATIM SYARIAH||SYJTIDJ1||114||9928|
|BANK JPMORGAN CHASE||CHASIDJX||32||308|
|BANK KALBAR SYARIAH||SYKBIDJ1||123||9922|
|BANK KALIMANTAN TIMUR||PDKTIDJA||124||18|
|BANK KALSEL SYARIAH||SYKSIDJ1||122||9929|
|BANK KALTIM SYARIAH||SYKTIDJ1||124||9925|
|BANK KEB HANA||HNBNIDJA||484||17|
|BANK KESEJAHTERAAN EKONOMI||KSEBIDJ1||535||14|
|BANK MANDIRI TASPEN POS||SIHBIDJ1||564||12|
|BANK MAYBANK UU SYARIAH||SYBKIDJ1||16||9925|
|BANK MAYORA INDONESIA||MAYOIDJA||553||12|
|BANK MESTIKA DHARMA||BMDMIDJA||151||10|
|BANK MULTIARTA SENTOSA||BMSEIDJA||548||10|
|BANK NAGARI SYARIAH||SYSBIDJ1||118||9920|
|BANK NEGARA INDONESIA||BNINIDJA||9||10|
|BANK NET INDONESIA SYARIAH||NETBIDJA||947||302|
|BANK NUSANTARA PARAHYANGAN||NUPAIDJ6||145||15|
|BANK OCBC NISP||NISPIDJA||28||24|
|BANK OCBC NISP SYARIAH||SYONIDJ1||28||9928|
|BANK OF AMERICA||BOFAID2X||33||301|
|BANK OF CHINA||BKCHIDJA||69||300|
|BANK OF INDIA INDONESIA||BKIDIDJA||146||47|
|BANK OF TOKYO MITSUBISHI UFJ||BOTKIDJX||42||305|
|BANK PANIN DUBAI SYARIAH||ARFAIDJ1||517||16|
|BANK PERMATA UU SYARIAH||SYBBIDJ1||13||9926|
|BANK QNB INDONESIA||AWANIDJA||167||15|
|BANK RAKYAT INDONESIA||BRINIDJA||2||307|
|BANK RESONA PERDANIA||BPIAIDJA||47||300|
|BANK ROYAL INDONESIA||ROYBIDJ1||501||11|
|BANK SAHABAT SAMPOERNA||BDIPIDJ1||523||11|
|BANK SHINHAN INDONESIA||SHBKIDJA||152||13|
|BANK SINARMAS SYARIAH||SYTBIDJ1||153||9923|
|BANK SULSEL SYARIAH||SYWSIDJ1||126||9947|
|BANK SUMSEL BABEL UUS||SYSSIDJ1||120||9923|
|BANK SUMUT SYARIAH||SYSUIDJ1||117||9927|
|BANK SYARIAH BUKOPIN||SDOBIDJ1||521||31|
|BANK SYARIAH INDONESIA||BSMDIDJA||451||17|
|BANK SYARIAH MEGA||BMSIIDJA||506||16|
|BANK VICTORIA INTERNATIONAL||BVICIDJA||566||18|
|BANK VICTORIA SYARIAH||SWAGIDJ1||405||72|
|BANK WOORI SAUDARA||HVBKIDJA||212||1|
|BANK YUDHA BHAKTI||YUDBIDJ1||490||12|
|BPDDIY UNIT USAHA SYARIAH||SYYKIDJ1||112||9922|
|BPDJABAR DAN BANTEN||PDJBIDJA||110||19|
|BPDSUMSEL DAN BABEL||BSSPIDSP||120||16|
|PRIMA MASTER BANK||PMASIDJ1||520||12|
|PT AGRONIAGA BANK||AGTBIDJA||494||14|
|PT BANK BTPN TBK||SUNIIDJA||213||101|
|PT BANK CHINA CONSTRUCTION||MCORIDJA||36||300|
|PT. BANK UOB INDONESIA||BBIJIDJA||23||16|
To set up your Direct to Local Bank account on Upwork, you might have to input a bank and branch code. Please contact your bank to confirm the bank and branch codes, as they may change without our knowledge.
Check this resource for a list of Jamaican bank codes compiled by JNCB.
The National Registration Identity Card Number (NRIC) is a 12 digit registration ID number in Malaysia. You can find yours on your official identity documents (such as MyKad). Please omit any dashes.
If you do not have an NRIC, please confirm with your local bank which identification number you should enter in this field.
The CLABE (Clave Bancaria Estandarizada) is a banking standard for bank account structure in Mexico. The CLABE is 18 digits and includes the structure: 3 digit bank code + 3 digit branch office code + 11 digits bank account number + 1 digit control. For example, if your details are:
Bank code: 123
Branch office code: 234
Bank account number: 55667788991
Control number: 7
Your CLABE = 123234556677889917
When you set up your payment method, you will need to enter the CLABE as your account number. We will use the CLABE to route your funds correctly. If you are unsure what your CLABE is, please contact your bank to locate it.
To set up your Direct to Local Bank account on Upwork, you might have to input a bank code. Please contact your bank to confirm the bank codes, as they may change without our knowledge.
|707||Abbey Mortgage Bank|
|044||Access Bank PLC|
|704||AG Mortgage Bank|
|401||Aso Savings and Loans Plc|
|599||Coronation Merchant Bank|
|050||Ecobank Nigeria Plc|
|232||Equitorial Trust Bank|
|413||FBN Mortgage Limited|
|705||FBN Quest Merchant Bank|
|011||First Bank of Nigeria|
|214||First City Monument Bank Plc|
|601||FSDH Merchant Bank|
|706||Gateway Mortgage Bank|
|058||Guaranty Trust Bank|
|415||Imperial Homes Mortgage Bank|
|402||Jubilee Life Mortgage Bank|
|735||Lagos Building Investment Company|
|998||NIBSS Psuedo Bank|
|742||NOVA Merchant Bank|
|076||Polaris Bank Limited|
|403||SafeTrust Mortgage Bank|
|221||Stanbic IBTC Bank|
|068||Standard Chartered Bank of Nigeria|
|232||Sterling Bank Plc|
|100||Sun Trust Bank|
|032||Union Bank of Nigeria Plc|
|033||United Bank for Africa Plc|
|215||Unity Bank Plc|
|035||Wema Bank Plc|
|057||Zenith International Bank Plc|
A sort code is the Bank Identifier Code (BIC) used among banks in the United Kingdom to transfer funds. It is a six-digit number that identifies your bank. With this simple code, Upwork's bank can route funds to any registered bank in the United Kingdom.
You can find your sort code on your bank statement or on your checks. If you're not absolutely sure you have the right code, call your bank to confirm.
A BRSTN code is the Bank Routing Symbol Transit Number, and is the popular term for a Bank Identifier Code (BIC) used among banks in the Philippines to transfer funds. It is a nine-digit code identifying your country, city, and bank. With this simple code, Upwork's bank can route funds to any registered bank in the Philippines.
When you set up direct to local bank payments, you will need to enter your bank's head office BRSTN code. We will use your account number and account holder information to route funds to your local branch. Subsidiary banks all use this same head office BRSTN code. If you enter your local branch's BRSTN code you will get an error message.
To find your BRSTN code, contact your bank and ask for the BRSTN code of their head office or parent bank. Or see our list of head office BRSTN codes in the Philippines:
|011020011||Asia United Bank|
|010700015||Australia - New Zealand Bank|
|010530667||Banco De Oro|
|010670019||Bangkok Bank Public Co., Ltd.|
|010120019||Bank of America, N. A.|
|011140014||Bank of China|
|010440016||Bank of Commerce|
|010040018||Bank of the Philippine Islands (BPI)|
|010100013||China Banking Corporation|
|010690015||Chinatrust Commercial Bank Corp.|
|010070017||Citibank, N. A.|
|010590018||Development Bank of the Philippines|
|010620014||East-West Banking Corporation|
|010860010||Export and Industry Bank|
|010060014||Hongkong and Shanghai Banking Corp.|
|010720011||JP Morgan Chase Bank|
|010710018||Korea Exchange Bank|
|010350025||Landbank of the Philippines|
|010220016||Maybank Philippines, Inc.|
|010269996||Metropolitan Bank and Trust Company|
|010640010||Mizuho Corporate Bank, Ltd.|
|010110016||Philippine Bank of Communications|
|010080010||Philippine National Bank (PNB)|
|010090039||Philippine Trust Company|
|010330016||Philippine Veterans Bank|
|010280014||Rizal Commercial Banking Corp.|
|010140015||Security Bank Corporation|
|010460012||The Bank of Tokyo Ltd|
|010050011||The Standard Chartered Bank|
|010419995||Union Bank of the Philippines|
|010299995||United Coconut Planters Bank|
|010270341||United Overseas Bank Philippines|
The RUBIK is a 9 numeric digit bank identification number in Russia.
The form will require you to select whether your bank account is a corporate or personal account.
If your account is a corporate account, you will need to complete all fields including the INN and the KPP fields. The INN is a tax identification number. This should be 10 digits or 12 digits. The KPP is the tax registration reason code. This should be 9 digits or have the format 0000PP000 (P could be a digit or capital latin letter).
If your bank account is a personal account, you must complete all fields except the INN and KPP fields.
To set up your Direct to Local Bank account on Upwork, you may have to input a bank code. Find yours in the list below. If you have trouble, check with your local bank for the most accurate information.
|002||Bangkok Bank Public Company Ltd.|
|004||Kasikornbank Public Company Ltd.|
|006||Krung Thai Bank Public Company Ltd.|
|011||TMB Bank Public Company Limited|
|014||Siam Commercial Bank Public Company Ltd.|
|020||Standard Chartered Bank (Thai) Public Company Limited|
|022||CIMB Thai Bank Public Company Limited|
|024||United Overseas Bank (Thai) Public Company Limited|
|025||Bank Of Ayudhya Public Company Ltd.|
|030||The Government Savings Bank|
|031||The Hongkong And Shanghai Banking Corporation Ltd.|
|033||The Government Housing Bank|
|034||Bank for Agriculture And Agricultural Cooperatives|
|039||Mizuho Bank, Ltd. Bangkok Branch|
|065||Thanachart Bank Public Company Ltd.|
|066||Islamic Bank Of Thailand|
|067||Tisco Bank Public Company Limited|
|069||Kiatnakin Bank Public Company Limited|
Industrial and Commercial Bank of China (Thai) Public Company Limited
|071||The Thai Credit Retail Bank Public Company Limited|
|073||Land and Houses Public Company Limited|
Global SWIFT Codes
A SWIFT code is a popular term for a Bank Identifier Code (BIC). SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. It is an eight- or 11-digit code that identifies your country, city, bank, and (11-digit only) branch. With this simple code, Upwork's bank can route funds to any registered bank in the world.
Eight-digit SWIFT codes:
- Will show the address of the bank's headquarters rather than your local branch. Your bank will then use your account number to get your funds to you
11-digit SWIFT codes:
- May be required if your bank has several branches. When you set up your bank account as a payment method enter all 11 characters unless the last three digits are XXX. Some banks will provide an 11-digit SWIFT code ending in XXX. This is a placeholder used by systems that don't accept eight-digit SWIFT codes and can be omitted on the form
Ask your bank for the SWIFT code and bank account number you'll need to receive an incoming transfer. The SWIFT organization offers a lookup service. However, the best way to ensure proper routing of your funds is usually to contact your bank directly.
SWIFT Code Troubleshooting
When you enter a SWIFT code on the wire transfer registration form we check it against our bank's database and show you what we found.
If something doesn't match:
- Check the SWIFT code you entered for typos
- Check with your bank to ensure you have the correct SWIFT code
- Check with your bank to ensure you have their correct SWIFT-registered name and address
- Name – Sometimes your bank's officially-registered name isn't the same as their operating name
- Address – Some banks will give you a SWIFT code for their headquarters or parent branch location and then use your bank account to get you your funds
If the bank name or address isn't correct:
- You may update the bank name or address information (but not both). Choose "Not your bank or branch?" to enter it manually
- Always confirm the SWIFT code, bank name, and bank address with your bank before entering changes manually. Only do this if you're 100% certain you have the SWIFT code correct and believe our database is out of date (for example, if your branch recently moved to a new location or changed names)
If the bank isn't found or the bank name and address aren't correct:
- Contact Customer Support by going here if you're certain you have the correct SWIFT code but our database isn't finding the correct bank
- Go to Settings › Get Paid
- Under Payment Methods, find the one you want to edit
- Choose Edit from the (...) options menu
- Edit your information and choose Save Changes
Email addresses, bank account numbers, and bank codes can't be edited. You must add a new payment method if these change. Don't forget to remove the old payment method at that time, too.