To help make accessing your earnings easier, we support a range of payment options, including wire transfers. Wire transfers are a well-established way to make bank-to-bank funds transfers across international borders. They are available to all freelancers with a valid account with a bank outside the U.S. that uses the SWIFT system.


The beneficiary name on your bank account must match the name on your Upwork profile. Exceptions may be made for transgender users and common name changes (i.e., Robert to Bob). If your payment method was flagged for a name mismatch, please contact us to resolve the issue.

If you live in a country where your IBAN (International Bank Account Number) is required by your bank, please be sure to add it in the account number field in your Upwork account. Not sure if you need to add an IBAN? Check with your bank or here to learn if you do.  

To add a bank account for wire transfers

  1. Go to SettingsGet Paid
  2. Choose Add Method
  3. Select the Set Up button for your chosen method
  4. Enter your bank account details
  5. Choose a payment schedule and select Next

For security reasons, your new payment method will become active in three days.

It's essential that you enter your bank information correctly. Any errors could result in a failed transfer or delay. Contact your bank if you're not sure you have the correct information or if you received an error when you tried to enter it in our system. Wire transfers' timing and fees vary depending on your bank.

How do I edit my payment method?
  1. Go to SettingsGet Paid
  2. Under Payment Methods, find the one you want to edit
  3. Choose Edit from the (...) options menu
  4. Edit your information and select Save Changes

Email addresses, bank account numbers, and bank codes can't be edited. You must add a new payment method if these change. Don't forget to remove the old payment method at that time, too.

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