Billing Methods

Before engaging a freelancer, you’ll need to add a Billing Method to your account. There are three billing methods available to clients.

Credit Card

Upwork accepts Visa, Discover, Mastercard, and American Express. We do not accept virtual, prepaid, or gift cards. To learn more about adding a credit card to your account, click here.

PayPal

Clients with a verified PayPal account have the ability to use PayPal as their billing method. To learn more about verifying and linking your PayPal account, click here.

Bank Account (ACH)

Qualifying clients in the U.S. may use their bank account as billing method. To learn more about qualifying for this billing method, click here.

To add a billing method

  1. Go to the Account Menu > Settings > Billing Methods
  2. Click the Add Billing Method button

Tip: Adding more than one billing method may help avoid account disruption in case a transaction fails.

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