Edit Billing Method

Upwork currently accepts the following billing methods: Credit Card PayPal Bank Account (for qualifying U.S. clients) You can designate a primary billing method and keep other...

Billing Methods

Before engaging a freelancer or agency, you’ll need to add a Billing Method to your account. There are three billing methods available to clients. Credit Card Upwork accepts Vis...

Add a Credit Card

Upwork currently accepts Visa, Discover, Mastercard, and American Express. Virtual, gift and prepaid cards are not accepted. To add a credit card Go to Settings › Billing Metho...

Add a PayPal Account

To add a billing method Go to Settings  ›  Billing Methods Click the Add Method button. Please note that in order to use PayPal as your billing method: You must have a verifi...

Pay by Bank Account

The option to enroll in bank account billing will only be available to those with a qualifying Upwork billing history. If you see it as an option in your Billing Methods, you ar...

Pay in Local Currency

For your convenience, Upwork will default to charging Visa, MasterCard, or American Express credit and debit cards in local currency for clients billing addresses or issuing ban...

Remove Billing Method

All clients must have a verified billing method on file at all times. It is possible to add multiple credit cards or PayPal accounts, but you can only set one as your primary bi...

Financial Transactions are Limited

If you received an error that Financial transactions for Account Name (8-Digit #) have been limited, it means we have temporarily put a hold on your account, commonly due to a f...

Active Credit Card - Account Suspended

In some cases, Upwork may place a temporary restriction on your account shortly before the credit card associated with the account expires. This action is taken to ensure an act...