To make paying your freelancers as easy as possible, we accept a variety of payment methods. Bank account billing is available for those with a qualifying Upwork billing history. If you see it as an option in your Billing & Payments when you begin to add a payment, you are eligible.

In order to use your bank account as your billing method, you must have:

  • A valid U.S. billing address and bank account
  • Spent at least $1,000 in the last 12-months on Upwork
  • A record of on-time payments through Upwork
  • A back-up billing method: PayPal or credit card

To add a bank account

  1. Go to Settings > Billing & Payments
  2. Choose the Add a New BIlling Method button
  3. Select Bank Account, then choose to Link Account or Enter Manually
  4. After you complete the form, select Save
    1. Upwork will submit two small deposits to your account
    2. Check with your bank to confirm the two verification deposits
    3. Return to your Billing & Payments and choose Verify
    4. Enter the two verification deposits

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