To add a billing method:


Tip 1: It is best to add more than one billing method to avoid account disruption in case a transaction fails.



Upwork accepts Visa, Mastercard, Discover, and American Express cards.

Verify_color.png You may be required to verify your credit card.

Virtual card numbers, gift cards, and Prepaid cards are not accepted.


Tip 2: If your billing address is in Australia, Canada, Great Britain, or a European country we can charge you in your local currency. Otherwise, you will be charged in U.S. Dollars.


Tip 3: To add a credit card in Upwork, you will need to enter the security code/CVV of the card. The location of the code differs depending on the type of card.




A Verified PayPal account is required. More info on Verified PayPal accounts here



ACH / Bank Account


U.S. clients with U.S. bank accounts.

Limited availability, requires qualifying Upwork history.

Must also keep a credit card or Paypal as backup billing method.


Ready to add your billing method? Click here to add it now.

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