Monthly invoicing through Net 30 for Business Plus clients

What is Net 30 for Business Plus clients?

Net 30 payment terms allow eligible Business Plus clients to use 30 day payment terms for their business needs.

If your company uses Net 30:

• Your company is invoiced monthly instead of being charged as work is completed, so you can accumulate charges throughout the month and receive your invoice at the end of the month
• Your billing method is charged automatically 30 days from the invoice date

What are the Net 30 payment terms?

Eligibility:

• For new applicants, available only in these states: California, Nevada, North & South Dakota, Oklahoma, Rhode Island, Minnesota
• Available only to established U.S. companies with a valid U.S. billing address (cannot be a UPS, WeWork, or other virtual/temporary address)
• Your company must have at least two employees (not available for single-person LLCs or solopreneurs)
• You cannot have had an Any Hire contract in the past 12 months
• A credit check and verification are required before using Net 30

Note: Approval is based on market conditions and risk analysis—meeting the requirements does not guarantee acceptance.

Usage Restrictions:

Net 30 cannot be used for:

• Consultations
• Project Catalog projects
• Any Hire contracts

If you have active Project Catalog projects or scheduled consultations, you can apply, but if approved, you must close those contracts and won’t be able to purchase new ones using Net 30.

How do I apply for Net 30 payment terms?

Upwork is not accepting new Net 30 applications unless you’re in one of the seven states where we do not yet offer Pay Later through a third party vendor — California, Nevada, North & South Dakota, Oklahoma, Rhode Island, Minnesota.

Only “full admin” or “finance admin” roles can apply on behalf of your company.

1. Go to Settings > Billing and payments and find your company billing cycle section
2. If your company is eligible, choose Apply under the Net 30 option. This button will be disabled if you’re not eligible to apply
3. Fill out the form, and be sure to add as much detail as possible

For flexible payment terms in all other U.S. states, you’ll need to apply for Pay Later through our trusted third-party vendor, Balance. Learn more about Pay Later.

What happens after I apply for Net 30 terms?

• Expect an email decision from us within five business days
• We’ll reach out if we need more information
• If you are not accepted, you can apply again after six months

How do I view my Net 30 monthly invoices?

You can view your spend in Reports > Net 30 invoices. All charges accrued during the month, including freelancer payments, fees, taxes, and adjustments will be billed at the end of each calendar month.

When will I be charged for Net 30?

You'll be charged 30 days from your invoice date automatically. For example, for billing in April, your invoice is generated on May 1. You will be charged on May 30.

I want to pay sooner than the last day of the month while using Net 30. Is this possible?

No. You'll be invoiced at the end of the month, and your payment method will be automatically charged 30 days from the invoice date.

Is my freelancer paid every 30 days when I use Net 30?

No, your freelancer is paid according to our standard billing cycle, when the work is completed and approved by you. We cover all the expenses incurred during the month, including freelancer payments.

My company was not approved to use Net 30. Can I try to apply again?

You can apply again six months after the first application.

Where can I track my spending before I receive the Net 30 invoice?

You can view the current month’s spend by going to Reports > Net 30 invoices to see the accrued balance, as well as any past invoices. The balance will update as transactions are created, so you can see your spend in real time.

Do I still get Upwork Payment Protection with Net 30 terms?

Yes, as a client you are still eligible for Upwork Payment Protection when you use Net 30. Learn more about how Upwork protects your payments.

Can I switch out of Net 30 monthly payment terms?

You’re welcome to opt out of Net 30, but you can’t rejoin monthly payment terms without submitting another application. If you're in a state where Net 30 is being discontinued, once you opt out, you will need to apply for financing through the Pay Later feature instead.

To revert back to Upwork’s standard billing cycle and standard payment terms:

1. Go to Account settings > Billing and payments
2. Scroll to "Company billing cycle" and choose Manage billing cycle
3. Choose Standard billing cycle and accept the terms
4. Select Update billing cycle

After updating, you'll be charged according to the standard billing cycle. You'll receive a final monthly invoice for all accrued charges.

Which U.S. states still have Net 30 available on Upwork?

Net 30 is still available in these seven states: California, Nevada, North & South Dakota, Oklahoma, Rhode Island, Minnesota.