Payment Schedule

Arbitration is a final step in resolving fixed-price contract disputes on Upwork when both client and freelancer can't reach an agreement through mediation. A neutral third part...

Upwork’s automatic payment schedule lets freelancers choose how and when to receive earnings, with options ranging from weekly to quarterly disbursements. Users set a minimum wi...

Filing a chargeback on Upwork violates the Terms of Service and leads to account suspension. Instead, clients should resolve issues by filing a dispute. Good communication and t...

A chargeback occurs when a client asks their bank to reverse a payment. Upwork investigates and may request freelancer input. If eligible for Upwork Payment Protection, funds ar...

Upwork’s Direct to Local Bank payments typically arrive within four business days, with a $0.99 USD fee plus potential local bank charges. Transfers processed after 12:00 pm UTC...

Upwork’s Direct to U.S. Bank payment option allows freelancers with eligible U.S. bank accounts to receive ACH deposits within two to five business days. The service is free, bu...

Upwork payments via M-Pesa typically transfer immediately but may take up to five business days. The service is only available to freelancers in Kenya using their own registered...

Upwork allows non-U.S. freelancers to use Payoneer for withdrawals, typically within 24 hours. A small per-transfer fee applies, and Payoneer may charge additional fees and impo...

Upwork-to-PayPal transfers typically process instantly, though they can take up to 24 hours. New PayPal accounts added to Upwork require a three-day security hold before use. Up...

Upwork supports wire transfers for freelancers outside the U.S., processed within one business day but potentially taking up to seven days to arrive. A $50 USD fee applies per t...