To help give you control of your earnings and make getting paid more convenient, we created the “set it and forget it” payment schedule feature. Based on the payment schedule you choose, your earnings are automatically sent to your primary payment method.

You’ll also choose a minimum withdrawal amount for automatic payments. If your available balance never exceeds this limit, you can use the Get Paid Now button to manually withdraw your earnings at any time. You can also manually withdraw available earnings before your scheduled withdrawal date. It’s totally up to you.

To set up or change your automatic payment schedule schedule or minimum withdrawal amount, go to Settings > Get Paid and select the pencil icon in the Withdrawal schedule section.

Balances older than 180 days will be withdrawn automatically, whether they are over your balance limit or not.


Your balance is only withdrawn automatically when it exceeds the specific limit that you set (e.g., $100 USD or more) on your scheduled withdrawal date.

Payment schedule options

  • Quarterly (last Monday of each quarter)
  • Monthly (last Wednesday of each month)
  • Twice per month (1st and 3rd Wednesday of each month)
  • Weekly (every Wednesday)


Weekly, monthly, and twice-per-month schedules won't pay out if the entire balance becomes available on the same day. This means that if you have a zero balance before earnings clear on payday, the scheduled payment will be deferred to the next cycle. Weekly, monthly, and twice-per-month schedules will be processed the same day if your account has any prior balance.

Reserve balance

If you’d like to keep earnings in your account to purchase Connects or Agency or Freelancer memberships, you can set a reserve balance of up to $250 USD that won’t be disbursed with either your automatic or manual withdrawals.

You’ll see the option to set up a reserve balance when you set up your withdrawal method. If you already have a withdrawal method and want to add a reserve balance or edit an existing one, go to Settings > Get Paid and choose the pencil icon in the Withdrawal schedule section.

When you’ve set a reserve balance amount, only the portion of your earnings that exceeds that amount will be withdrawn at each scheduled automatic or manual withdrawal. If you draw down the reserve balance with purchases on Upwork, that amount will be replenished with future earnings.

To withdraw all of your reserve balance, set the reserve amount to zero.

Frequently Asked Questions

Can I still withdraw my earnings manually if I have an automatic withdrawal scheduled?

Yes. You can manually withdraw available funds at any time. You do not have to wait until your scheduled withdrawal.

How can I withdraw earnings from my reserve balance?

To withdraw earnings that you have reserved, go to Settings > Get Paid. Choose the pencil icon in the Withdrawal schedule section to lower the amount. Change the amount to zero to withdraw your entire reserve balance.

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