Learn how long wire transfers take to process, what can cause delays, and the fees you may incur from Upwork and your bank.
In this article
What is the processing time for wire transfers?
We process wire transfers within one business day, but they may take up to seven business days to arrive in your bank account. If your transfer doesn't arrive, we can trace the payment after eight business days.
Bank holidays in the U.S. or your country can delay your funds.
What are the transfer fees for wire transfers?
- Upwork charges a $50 USD fee for each U.S. dollar wire transfer.
- Wire transfers to non-U.S. Dollar accounts are subject to fluctuating rates on the foreign exchange market. Your bank will determine the exchange rate you will receive.
- Your bank may charge an exchange fee or currency spread in place of, or in addition to, the basic incoming international wire fee.
- If your bank uses an intermediary and/or correspondent bank, it may charge an additional fee. Please ask your bank about the possible fees.
Note: For information on adding wire transfer as a withdrawal method, go here.